Home Loans By Greg

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Nov 21, 2009, Phyllis Hayden (919) 539-7652

Phyllis Haden

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Nov 20, 2009, Beacon Credit Repair Legal Credit Repair Services

Beacon Credit Repair can be fixed with legal credit repair services. Today I want to tackle this issue and reassure you that dealing with damaged credit is just like dealing with a broken arm

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Nov 13, 2009, 250 Closing Cost Certificate

Closing Cost Certificates

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Oct 27, 2009, Triangle Market Update

Raleigh, NC.- Here is what is going on in today's real estate mortgage rates.

The thirty-year fixed rate mortgage continue to decline to just under 5.00%, with the average 30-year rate at 4.9%. Missouri and Illinois rates decreased the most, from 5.17 percentto 4.93 percent.

This has lead to a surge of refinance loan requests according to Zillow(r) Mortgage MarketplaceThe current rate is some 60 basis points lower than it was in June, earlier this year. That is 11% lower than the 5.5% benchmark.

This translates to huge savings for the borrower. An example based on a $200,000 loan looks likesthis (I will assume the house value is $250,000) the monthly principal and interest payment would now be $1,064.42versus $1,141.61 for the same loan in June, saving a borrower $27,788.40 overthe life of a 30-year loan.

All this has equated to an increase in Existing Home Sales as reported last week. So, we are starting to see green shoots appear as a number of contributing factors such as: Cheap Mortgage Rates, Increased Affordability, and the Tax Credit Incentive all taking hold of the market.

Today couldn't be better to refi or make that home purchase. For a free strategy session to determine if now is the best time for you to buy or Refi, Call Me @ 919-272-4557.

Oct 23, 2009, Greg Anderson 272-4557

foreclosure list

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